Assisted Living in New York
If you want your assisted living or retirement place to have a good mix of city and suburban life, New York (NY) might be the right choice for you. New York City (NYC) is a rather easy place to get to your destination by on foot, which means that you won’t have to worry about your car and parking. On the other hand, if you prefer using cars during your daily commute, you might take a liking to the suburban life in the state. Any choice you make won’t matter much since New York is a rather expensive place for assisted living. If you have more funds to spend, The Empire State has much to offer. Find the assisted living in NYC, senior homes and senior housing NYC, costs for Memory care resources in NY.
Contrary to popular belief, New York has a lot more to offer besides the metropolitan area that seems to be the focus of attention among many. Upstate New York has lots of gorgeous mountains, lakes, forests and many other outdoor places for the adventurous people to enjoy it. One of them is Ithaca – a marvelous region preferred by many nature-loving people because of its scenic views. Residents and visitors in Ithaca can enjoy the pleasures this place has to offer, like:
Because of the fact that New York has very distinct seasons, citizens of this state will get to fully enjoy all the different activities that are as varied as its seasons. Winters here are cold and snowy, and summers can get really hot. Spring brings along light rain, and fall stands out by its gorgeous foliage. The most comfortable months of the year in New York are July, August, and September. During summer, temperatures are in the average of 62 degrees Fahrenheit, while the lowest winter temperatures have an average of 48 degrees Fahrenheit. This means that while other states like Arizona and Florida have really humid and hot climate, New York’s climate can be rather temperate.
If you are taking New York into consideration for a place to retire to, you would probably want to get informed about this state’s assisted living costs, benefits, and facilities it has to offer. To make that possible, we have collected the most important information about New York’s senior living options, along with the amenities and support systems that each of these has to offer. If you already have an idea on where you would want to retire to in this state, feel free to go through our list of cities and take a look at the senior living options that are closest to the city of your choosing.
Benefits of Choosing New York for Assisted Living
Boasting a housing index of 121.80, it comes to no surprise that New York is one of the most expensive states to retire to in the U.S. People that can afford this pricey state won’t be left with empty hands as this state is a great retirement destination with gorgeous views and rich culture. For example, one-bedroom apartments in New York go for an average of $1,119 per month, compared to the one-bedroom apartments of similar size national average cost of $825 per month. Two-bedroom apartments can get more expensive, with an average cost of $1,329 per month, compared to the national average cost of $1,027 per month. One of the best rated places to retire to in this state is New York City, but beware, since it is the most expensive one. Some other senior-friendly cities are buffalo and Syracuse.
Before you decide to retire in New York, you might want to get familiarized with the monthly senior costs of living here.
Firstly, seniors that are still able and willing to lead a somewhat independent life at home, but still need help with everyday chores whenever their primary caregiver is out doing their obligations should take home health care into consideration. This type of senior care provides seniors with professional help with their housekeeping chores, everyday tasks, and meal preparations. In New York, it has an average monthly cost of $4,290.
Elderly people that are in greater need of personal and health care, apart from their everyday chores can hire a home health aide. In New York, home health aides have an average monthly cost of $4,528.
Adult day care facilities can be found all throughout New York State, and they provide seniors with supervised facilities they can stay at during daytime. The average cost for these facilities can cost around $1,733 per month. Because of the fact that these kinds of facilities don’t include extensive nursing care, it’s better suited for seniors that are still healthy and independent, but in need of some therapy and socialization during the day while their primary caregivers are caught up in their own obligations.
The Empire State is also a home to lots of assisted living facilities that provide seniors with help with everyday chores. Assisted living facilities in New York have an average monthly cost of $3,988. While the care that is being provided in assisted living facilities is not on the level of nursing homes, it does provide an intermediate level of healthcare. Seniors that are still leading a somewhat independent life may choose to stay at one of these facilities before making the choice to move to nursing homes.
Last but not least, nursing homes provide seniors with 24/7 care and supervision. While this form of senior care is the most expensive one in all states, this is more pronounced in New York. Semi-private rooms in New York can cost up to $11,076 per month, while rooms with more privacy have a greater average monthly cost of $11,701. The professional and experienced staff in nursing homes give maximum effort in providing their residents with:
- exemplary housing
- personal and extensive nursing care
- ‘round the clock supervision
- help with medication
- therapy
- rehabilitation
Benefits of Choosing New York for Senior Living
While the price of living in New York is on the high end, the same can be said for the perks that come with the price. Below, we have listed some of the benefits of living in The Empire State.
True Distinction Between the Four Seasons
The United States mostly consist of two types of people. The first is comprised of people that prefer a mostly same climate throughout the entire year, while the second includes people that prefer experiencing each season to its fullest. New York is perfect for the latter, being one of the finest states to live in. Nothing compares to New York’s distinct seasons, starting from the passing of leaves in fall, snowy terrain during winter, the radiant colors of flowers during spring and the endless sunny days of summer. New York has perfected each of these.
Outdoor Activities in and out of The Big Apple
New York is a bottomless pit of fun and activities. Starting from the world-known Statue of Liberty in New York City, through the noise and crowded streets of Times Square and Central Park. But New York is more than just the city, as the state has plenty to offer as well, with places like the Niagara Falls, Letchworth State Park containing smaller, but still marvelous three waterfalls, the Adirondacks booming with trees-filled hills, and the gorgeous campus grounds of Cornell.
Senior tax and House Privileges in New York
New York is known as a somewhat tax-friendly state to live in as a senior. First and foremost, seniors don’t have to pay any social security income and public pensions taxes. Private pensions and withdrawals from retirement accounts are only partially taxed, with a marginal state tax rate of 5.9%. Do keep in mind that New York offers seniors several programs that help them age at their own homes for as long as possible, some of them including Seniors Citizens Homeowners’ Exemptions and Senior Citizens Rent Increase Exemption programs. In summary, while the taxes might not be 0%, some other living costs are subsidized.
Melting Pot of Cultural Foods in New York
Seniors living in New York City will be thrilled by the various kinds of foods at their disposal. With a truly diverse ethnic population, attracting lots of great talents from all around the nation and the world, seniors can explore the food options for weeks on end. This however, is not true for upstate New York. Seniors living there will need to go to the Big Apple to experience the culinary experience.
Seniors Living Options in New York
There are plenty of senior living options in New York. Determined by the various wants and needs, seniors can choose from:
- independent living
- assisted living
- memory care
- nursing home care
Below, you will find explanation and information on each of these so as to help you decide which is perfect for you.
Independent Living in New York
More than 440 independent living facilities are present throughout New York State. This senior care option is perfect for people that are still healthy, active, and not in need of 24/7 nursing care. This option provides seniors with comfortable independent life within their own homes, with the occasional help from a caregiver. The cost for independent living in New York has an average cost range starting from $669 to $5,727 per month.
Independent living has several different types of help. The most commonly used is apartment living. Seniors that choose apartment living in New York typically reside in 55+ or 65+ apartment communities. These include various amenities like gyms, pools and jacuzzies, dog parks and walking trails, and many more. Some senior communities offer services like transportation for residents that want to travel.
If you prefer buying some property instead of renting an apartment, there are lots of condos, townhomes, mobile homes, or single-family homes in New York for sale, with median home values of $307,800 statewide. The prices for homes in this state have increased over the years, a trend that is not expected to go away anytime soon, so it’s a good investment if you can afford it. There’s a possibility to become an investment property that could be taken over by your children or grandchildren after your retirement years.
Assisted Living
New York has more than 610 assisted living facilities throughout the state. Seniors in need of healthcare and social activities should take assisted living facilities into consideration. The caring caregivers and staff members are hard at work helping seniors with housekeeping duties, meal preparation, transport, and laundry services. Assisted living facilities have ‘round the clock safety supervision as well.
The cost for such facilities in New York ranges from $1,217 to $10,413 per month. As we have stated in this article, New York City is the most expensive place to live in. If you’re short on your retirement funds, but still want to move in New York, you should take a look in the Staten Island area, which has lower assisted living costs.
Memory Care in New York
As dementia keeps affecting more and more seniors each year, with no sign of slowing down, memory care facilities have been established to provide seniors with assistance with memory loss, by means of professional and experienced staff members specializing in dementia care. These facilities have a building design that is easy to navigate through, including a ‘round the clock supervision that makes sure residents don’t get lost and receive help and medical attention when needed.
New York has over 400 memory care facilities that have:
- An average annual cost of $64,097
- Monthly costs range from $1,764 to $15,098
The costliest city to receive memory care at is Ithaca, where the average annual cost for staying at such facility is $152,262. The city with the lowest average annual cost is Staten Island, where the prices can get as low as $58,410 per year.
Nursing Homes
The seniors’ population in New York comprises 15.4% of the total population. Because of the size and density of New York City’s population, the state has been trying to make life easier and more hospitable for the ever-growing senior population. One of such ways is helping seniors automatically enroll in rent increase exemptions, as well as homeowner exemptions so as to more seniors are able to afford living at home. If a senior isn’t qualified for these or is in need of a greater degree of care, the 1,400+ senior care providers in New York are more than ready to accommodate them, along with several nursing home facilities.
Adult Daycare in New York
Seniors that are staying at home with their fully engaged families in New York will find adult daycare centers to be indispensable. This kind of daycare is meant for seniors to have a place to stay at during the day, while their primary caregivers are busy taking care of their daily obligations. These seniors will be provided access to meals, help with everyday tasks, medication, and physical conditions. This isn’t the only way adult daycare centers will help seniors, as they provide social activities as well, helping seniors find new friends and feel as a part of a whole. Adult daycare is usually used from Monday to Friday, during working hours.
There are over 200 adult daycare centers in New York, and their annual average cost is $19,500. The city with highest adult daycare costs is Manhattan, with an average annual cost of $49,400. On the other hand, Elmira is one of the more affordable options, and can cost anywhere around $10,920 per year. Insurance companies don’t usually cover costs for adult daycare. Some other options connected with adult daycare, like additional amenities and care options can be paid a la carte, when needed.
Hospice Care in New York
Hospice care is the perfect senior care option for the elderly that have been diagnosed with terminal illness. This kind of care provides chaplain services, which serve as spiritual support for seniors, as well as grief counselling for both the senior and his family members, and medication assistance for physical pain.
Hospice care is provided for free in New York, mostly through Medicaid or Medicare, depending on which the senior is qualified for. The administrative staff will help with any paperwork that is needed so as to qualify for hospice benefits.
Respite Care in New York
Families that are looking after their elderly can get much needed help by respite care. This kind of senior care provides seniors with professional and experienced caregivers that help primary caregivers offload some of the duties associated with senior care. This kind of care is especially helpful after a senior has undergone some surgery and is in need of a greater degree of healthcare, one that the primary caregiver might not be able to provide. Respite care can be used on a hourly, daily, weekly, or even monthly basis, depending on the need.
Respite care costs in New York can vary greatly, anywhere starting from as low as $6,525 to as high as $26,666. There are over 500 respite care facilities in New York, and the average annual cost for this kind of healthcare is $124,100. The city with highest respite care cost is Manhattan, while the cities with lowest costs are towns in upstate New York like Rochester and Syracuse.
