Assisted Living in Mississippi
Have you ever imagined how would it be if you moved somewhere with open wide spaces? You’ve probably imagined living in Mississippi! People living in Mississippi have gotten used to living without any neighbors because they are far apart since homeowners have more land. If you happen to have neighbors, they will probably be very pleasant. After all, Mississippi isn’t called “The Hospitality State” for no reason at all. In addition to friendly neighbors and vast, open spaces, Mississippi is also home to gorgeous outdoors and state parks like nowhere else in the nation.
If you want to find out more about the senior living costs, facilities, and benefits that await you after moving to Mississippi, look no further! Here, at Assisted Living Facilities, we have collected most of the important information about Mississippi’s senior living options like independent living facilities and assisted care facilities. You can also find out about the many support systems that have been put in place, as well as the amenities that each of these facilities have to offer. In case you already have a general idea on where in Mississippi you’d like to move to, feel free to use our list of cities below and find the closest senior living facility to the city of your choosing.
Having a housing index of 84.50, Mississippi has a very affordable cost of living. One-bedroom apartments have an average monthly cost of $595, compared to the national average of $825. Two-bedroom apartments have an average monthly cost of $727, compared to the national average of $1,027.
Now, let’s take a look at the senior living costs in Mississippi. First off, let’s take a look at home healthcare. These types of senior living facilities provide seniors assistance by providing a professional caregiver that goes to the senior’s own home and provides help with housekeeping and daily chores, among other things. The average monthly cost of home healthcare is about $3,373.
Adult daycare facilities in Mississippi have an average monthly cost of $975, making it more affordable than lots of other U.S. states. Seniors get access to a stay at one of these supervised facilities during daytime. Here, they take part of social activities and are provided with therapeutic and health services when needed. This type of senior care doesn’t offer 24/7 healthcare so it’s better suited for seniors that are still mostly healthy and active.
Seniors that require a greater degree of assistance with their daily chores should take a look at some of the assisted living facilities located in Mississippi. These facilities have an average monthly cost of $3,332. Assisted living facilities provide seniors with high level personal care, as well as any health and therapeutic services when needed.
Last but not least, there are lots of nursing homes all over Mississippi for seniors that need 24/7 care and supervision. Semi-private rooms in Mississippi have an average monthly cost of $6,494, and seniors that want a greater degree of privacy can opt in for a private room for the average monthly cost of $6,646. Seniors residing in here will be provided help with personal care, skilled nursing care, ‘round the clock supervision for their safety, housing, medications, as well as therapies and rehabilitation when needed. While nursing care is costlier than the other forms of senior care, it makes up by taking off the load from primary caregivers that might not be able to provide the care attention their elder needs, either because of lack of time, or money.
Benefits of Choosing Mississippi for Senior Living
Aside from the aforementioned open wide spaces, there are lots of other benefits that await seniors that have retired or considering retirement in Mississippi. The Magnolia State is full of delicious culinary delights, friendly people, and much more.
Cozy Winters in Mississippi
While winters in Mississippi can get cold, they are not unbearably cold. For seniors and other residents, this means that they won’t have to put up with blizzards, snow, and frigid temperatures that might be found in other states in the U.S.
Senior-friendly Historic Sites in Mississippi
There are lots of historical sites for seniors that consider themselves as history buffs. Some of them include the National Military Park in Vicksburg, Mississippi, where the USS Cairo is located – one of the first ironclad warships in America. Seniors can also visit Elvis Presley’s birthplace in Tupelo, Mississippi which has a museum and provides guided tours. You’ll also be able to learn about the history of the Blues music movement at the Delta Blues Museum located in Clarksdale, Mississippi.
Tax Benefits in Mississippi
Seniors will love the fact that Mississippi is one of the states that has the lowest tax rates in the nation. Seniors here will enjoy paying no taxes on Social Security income, public pensions, private pensions, as well as withdrawals from retirement accounts. Additionally, the marginal state tax rate is a flat 0.0%. To put this into perspective, seniors that have an income of $40,000 per year would have to pay exactly $0 in taxes.
Senior Living Options in Mississippi
Seniors retiring in Mississippi have several senior living options to pick and choose from, based on their personal needs and wants. These include independent living, assisted living, memory care, and nursing homecare. Each of these options are further elaborated down below so keep reading to find out which of them suits you most.
Independent Living
Mississippi is home to over 60 independent living facilities that provide care for seniors that are still mostly healthy and active, without the need of 24/7 nursing care. For seniors that prefer apartment living, there are senior living apartment communities for seniors aged 55+ and 65+ that allow seniors to live with their peers. These active senior communities offer amenities like gyms, walking trails, meeting rooms, pools and jacuzzies, and much more. Independent living facilities have an average monthly cost range from $440 to $4,331.
Assisted Living
There are over 170 assisted living facilities operating in Mississippi, specially designed to provide seniors with professional caregivers, healthcare, as well as access to social and local activities. Assisted living facilities provide their residents help with housekeeping, laundry service, transport, meal preparation, and ‘round the clock surveillance for their safety.
These facilities have an average monthly cost ranging anywhere from as low as $800 to as high as $7,875, depending on various factors like the facility’s location or the level of care needed, among others. The most expensive facilities can be found in the Jackson metropolitan area, while the more affordable assisted living facilities are located around the Gulfport-Biloxi-Pascagoula area.
Memory Care in Mississippi
There are 102 memory care centers operating in Mississippi, providing care for seniors afflicted with Alzheimer’s, dementia, or dementia-related ailments. They do this by lowering the stress and feeling of helplessness seniors experience when they get lost or forget where they are. These centers are also specially designed to lower the risk of seniors getting lost or wander, causing emotional breakdowns. The most expensive centers can be found in the Gulfport-Biloxi metropolitan areas for the average monthly cost range of $4,076 to $10,890, while the more affordable memory care centers are located around the Jackson metropolitan area for the average monthly price of as low as $2,516.
Nursing Homes in Mississippi
Mississippi is home to 390 senior living providers. All of these providers have experienced a rise in demand mainly caused by the estimated rise of senior population by 46% by 2030, from 433,428 to 634,067.
The state has 9 adult daycare centers, which provide seniors with everything they need in order to lead a comfortable life. They do this by providing seniors with professional and experienced staff that helps seniors with personal care, meal preparation, social activities like daily walks, game nights, and medication. The most expensive adult daycare centers can be found in the Gulfport-Biloxi-Pascagoula metropolitan areas for the average annual cost of $19,500. The more affordable adult daycare centers are located in Hattiesburg and its surrounding areas, for the average annual price of $9,100.
There are 91 hospices operating in Mississippi, providing end-of-life care for seniors, allowing them to spend their final days in as much comfort and dignity as possible. The staff working at these facilities work to lower the physical pain through medications and therapies like aromatherapy, art therapy, music therapy, and much more. Grief counseling is also available for both the senior and his/her family, in addition to chaplain services for spiritual needs. The most expensive hospices can be found in the Gulfport-Biloxi-Pascagoula metropolitan areas, while the more affordable ones are located in the rural areas.
Respite care facilities provide a much-needed break for primary caregivers that are often overloaded by the stress that comes when caring for a disabled senior. This type of care offers temporary care for seniors, be it for a few hours a day, weeks, months, or indefinitely. The costs associated with respite care can vary greatly, depending on the duration of the stay, level of care needed, and such. That being said, the average annual cost of respite care is $74,460, the most expensive ones located in the Biloxi-Gulfport metropolitan area for the average monthly cost of $12,006, and the more affordable ones in the McComb and Jackson areas for the average monthly cost of $6,612.
