4 Ways to Future-proof your Retirement Investment with Real Estate

4 Ways to Future-proof your Retirement Investment with Real Estate


Does real estate make for a good retirement investment? It certainly can, and many people have secured a comfortable lifestyle by building a portfolio of real estate or residential properties. When it comes to future-proofing your retirement investment with real estate, it's increasingly important that your funds are stable in the long-term.

There are different ways to do this and different things to consider. But if you want to have a future-proof retirement fund, you need the right planning and execution. You should also have the knowledge, skill, intuition, and guts to invest in real estate and make it a great investment.

Continue reading to find how you can efficiently future-proof your retirement investment with real estate.

Consider Managing Your Own Retirement Fund


Self-Managed Superannuation Funds (SMSFs) are becoming a popular option among investors, especially those who want to secure their future income stream by buying a residential property. While there are numerous related expenses in establishing these more hands-on structures for your retirement savings, the benefits of driving your portfolio can be well worth the associated costs. However, the structure and approach need to complement your overall strategy, and goals for expert guidance must be sought.

Boost Your Real Estate Knowledge

To be good in any profession, you need to know what you are doing. You can turn real estate investing in a profession that allows you a lot of free time and future-proofs your retirement investment.

There are many seminars advertised on how to invest in real estate. Some will end up costing you a lot without giving you enough knowledge. However, if you want to turn real estate into a good investment by buying residential property or houses for rent in Carlingford NSW, start by reading books on real estate investing written by a reputable expert such as John T. Reed.

Polish Your Skills

residential property

There are many ways to invest in real estate. Some people choose to speculate, looking for a piece of land they can flip, or buying a residential property which they can remodel and quickly sell in a rising market. Whereas, others consistently look for income-producing properties; either commercial office space, apartments or duplexes, or residential homes they can rent out.

Therefore, you should assess your skills and available capital to determine how to go about choosing your first investments. Those with close ties to the development plans for their city may spot attractive pieces of land. Those with contractor contacts may be able to get remodels done at a discount.

There are a few things you should consider before you buy a residential property or a house for rent in Carlingford NSW, such as the potential vacancy rate. Your property is unlikely to be rented 365 days a year, year after year. People sometimes forget to factor details like this into their calculations and often end up overstating their expected income.

Develop Your Intuition

There are two famous sayings about real estate. One of them is "location, location, location", which is true. It would be best if you had an intuition about what areas of town might become popular, and which areas to stay away from. In a slow economy, rental real estate properties in solid locations will remain in high demand. However, you shouldn't buy a piece of property unless you are familiar with the area.

Avoid the mistake of confusing intuition with enthusiasm. When real estate was booming in 2004 through 2006, many people jumped right in. However, many of the so-called real estate developers quietly started to sell their holdings at about the same time. Their intuition, combined with skill, told them to exit out and sit on the sidelines for a few years.

Final Words

Real estate can be a good way to future-proof your retirement investment if you educate yourself and go about it the right way. Owning real estate within your self-directed retirement account allows you to preserve your retirement income, and gives you the flexibility to control how you retire. So, if you want to use real estate to build a steady source of retirement income, you should exercise patience while you build a portfolio of income-producing properties.

Are you buying a residential property or looking for houses for rent in Carlingford NSW, contact Harcourts for guidance today! We have years of experience, and real estate agents in Carlingford, who can provide you with excellent quality services at an affordable price.

About the Author

Harcourts Carlingford, We are real estate agents in Carlingford, we cover all aspects of real estate from residential sales, auctions, property management, senior living apartments, residential rental property and commercial leasing and have a proven track record of success.

We can Help! Our local advisors can help your family make a confident decision about senior living.

Call: 800-997-1342


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