It used to be pretty simple.  So long as you were independent, you lived in your own home, or moved to a retirement community.  If you needed a little help with personal care, and your meals provided, you went into board and care.  If you needed quite a bit of help with personal care, or skilled nursing care, you went into a nursing home.

You see the ads everywhere these days - "Smart Drugs for Long Life" or "Arthritis Aches and Pains Disappear Like Magic!" or even testimonials claiming, "This treatment cured my cancer in one week." It's easy to understand the appeal of these promises. But there is still plenty of truth to the old saying, "If it sounds too good to be true, it probably is!"

Ruth, a 79-year-old woman, said her case of shingles was causing her so much pain she couldn't bear to put on her clothes or have sheets touch her skin. Ruth was sick for several months. Her friend, Sarah, had it easier. Shingles made Sarah feel sick for a few days, and she had some discomfort. But she was back to her old self in a few weeks. Sarah noted, "Having shingles wasn't so bad."
What is Shingles?

Each winter, millions of people suffer from the flu. Flu-the short name for influenza-is caused by viruses. Viruses are very small germs. Some viruses can spread easily from one person to another. They cause illnesses or infections like the flu.
For some people, flu is a mild illness. For older people, especially those who have health problems like diabetes or heart disease, the flu can be very serious.

Medicare pays for many of your health care expenses, but it does not cover all of them. It is important for you to know what Medicare does and does not pay for. This Handbook will help you understand how the Medicare program works and what your benefits are. You can use the alphabetical index at the back of the book to find information on specific subjects. This Handbook is also available in Spanish. (See inside back cover for how to order.)

Older adults who take a brisk stroll just three times a week could boost their brainpower and reduce the risk of memory-robbing illnesses such as Alzheimer's disease.